管理评论

›› 2018, Vol. 30 ›› Issue (9): 38-48.

• 经济与金融管理 • 上一篇    下一篇

人力资本结构对财险公司经营效率的影响及其结构性变化研究

陈华1, 丁宇刚2   

  1. 1. 中央财经大学保险学院, 北京 100081;
    2. 北京大学经济学院, 北京 100871
  • 收稿日期:2017-12-12 出版日期:2018-09-28 发布日期:2018-09-29
  • 作者简介:陈华,中央财经大学保险学院副教授,硕士生导师,博士;丁宇刚,北京大学经济学院博士研究生。
  • 基金资助:

    国家自然科学基金青年项目（71403305）。

Study of the Influence of Human Capital Structure on the Operation Efficiency of Property Insurance Companies and Its Structural Change

Chen Hua1, Ding Yugang2   

  1. 1. School of Insurance, Central University of Finance and Economics, Beijing 100081;
    2. School of Economics, Peking University, Beijing 100871
  • Received:2017-12-12 Online:2018-09-28 Published:2018-09-29

PDF (PC)

319

摘要：

本文采用我国44家财产保险公司2008年到2015年的样本数据，运用数据包络分析方法对财险公司的经营效率进行度量，并运用固定效应面板模型和面板门槛模型研究人力资本结构对财险公司经营效率的影响，同时考察这种影响是否会随财险公司规模变化而发生结构性变化，最后采用样本分组的方式对回归结果进行了稳健性检验。本文得到的主要结论有：人力资本结构对财险公司经营效率有显著影响，且影响效果会随公司规模变化而发生结构性改变。提高员工的受教育水平和技能水平以及员工年龄结构年轻化有利于财险公司经营效率的提升，但对不同规模的财险公司的提升效果不一样。

关键词: 人力资本结构, 财险公司, 经营效率, 面板门槛模型, 结构性变化

Abstract:

This paper uses the sample data of 44 property insurance companies from 2008 to 2015 in China, and uses the data envelop-ment analysis to measure the insurance company operating efficiency, and the fixed effect panel and panel threshold model to study the influence of human capital structure on the efficiency of the property insurance company and investigate if there is structural change of this effect with the size of the property insurance company. And finally, we adopt the way of sample grouping to conduct the robustness test. The main conclusions of this paper are that human capital structure has significant influence on the operation efficiency of property insurance companies and that there is structural change on this effect. Improving the level of the employees with higher education and skill level and making the age structure younger will promote the efficiency of property insurance company, but the effect on different size of insurance company is different.

Key words: property insurance companies, operating efficiency, human capital structure, panel threshold regression, structural change